INTRODUCTION
1.1 BACKGROUND OF THE STUDY
Banks have been credited generally with enviable role of being a very crucial source of funds for the development of the economy.
This recognition largely comes from the roles assumed by most banking institution in mobilizing deposits and channeling funds toward feasible and viable ventures. The size and level such profitable ratchet along with either complimentary factors contribute to economic well being of the country in which the bank is situated. Consequently, banking institutions have been an agent of economic growth and development.
Banks accepts deposits from surplus units and uses such funds as loan and advances to deficit units so as to generate interest, which may accrue from the advances. This helps the banks in running of its day-to-day administrative cost, and also pay satisfactory dividend to its shareholders.
TABLE OF CONTENTS
Title page
Approval page
Dedication
Acknowledgement
Proposal
Table of contents
CHAPTER ONE
INTRODUCTION
1.1 Background of the study
1.2 Statement of problem
1.3 Objective of the study
1.4 Significance of the study
1.5 Scope and limitation of the study
CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1 Credit management
2.2 Securities for bank lending
2.3 Causes of bad debts
CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY
3.1 Research methodology
3.2 Sources of data
3.3 Location of data
CHAPTER FOUR
FINDINGS
4.1 Insurance policies
4.2 Securities acceptance for bank lending
CHAPTER FIVE
RECOMMENDATION AND CONCLUSION
5.1 Recommendation
5.2 Conclusion
BIBLIOGRAPHY
